Washington, NJ
How exposed is Washington to wildfire?
Washington sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,410 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Washington at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Washington's building exposure, zone by zone
2,410 buildings are counted in Washington, and 74.4% of them are Indirect exposure — ember-driven risk rather than the 25.6% in Direct exposure or the 0% rated Minimal.
How Washington compares
Washington scores 33rd nationally and 31st within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Washington ranks 21,115 for wildfire risk (1 is highest) and 6,492 by building count (1 is largest). Within New Jersey alone, it ranks 483 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Washington
Washington's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Washington (74.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Washington's 21,115-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Washington, see the exposure-zones guide.