Washington, IN
Washington wildfire risk explained
USFS's Wildfire Risk to Communities model puts Washington at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 6,229 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Washington at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Washington's buildings actually sit
Washington rates 79.6% Minimal exposure against just 20.4% Direct and 0% Indirect — of 6,229 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,229 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Washington against the rest of the country
Compare Washington's two percentiles: 52nd within Indiana, only 9th nationally — a gap of 43 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Washington ranks 28,739 for wildfire risk (1 is highest) and 2,787 by building count (1 is largest). Within Indiana alone, it ranks 464 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Washington's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Washington's 79.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,229 counted buildings into the percentiles shown above for Washington. For more on what minimal exposure implies beyond Washington, see the exposure-zones guide.