Washburn, TX
Washburn, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Washburn at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 129 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Washburn at the 93rd percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
129 buildings are counted in Washburn, and 75.2% of them are Indirect exposure — ember-driven risk rather than the 24.8% in Direct exposure or the 0% rated Minimal.
Where Washburn ranks
Washburn scores 93rd nationally and 91st within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Washburn ranks 2,314 for wildfire risk (1 is highest) and 27,774 by building count (1 is largest). Within Texas alone, it ranks 172 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Washburn and the insurance market
At the 93rd percentile nationally, Washburn carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Washburn's 75.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Washburn's 2,314-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Washburn, see the exposure-zones guide.