Washburn, ND
How exposed is Washburn to wildfire?
USFS scores Washburn at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 942 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Washburn's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Washburn's building exposure, zone by zone
Indirect exposure is dominant in Washburn (83.7% of 942 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 16.2% sit in the Direct zone.
Washburn against the rest of the country
Inside North Dakota, Washburn sits at just the 19th percentile even though it scores 37th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Washburn ranks 19,800 for wildfire risk (1 is highest) and 12,373 by building count (1 is largest). Within North Dakota alone, it ranks 325 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Washburn
Washburn's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Washburn's 83.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Washburn's figures come from
Washburn's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Washburn's dominant indirect exposure actually means, with real examples from across the dataset.