Washburn, IA
How exposed is Washburn to wildfire?
USFS's Wildfire Risk to Communities model puts Washburn at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 652 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Washburn's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
What "at risk" means for the buildings here
Most of Washburn's buildings (87.1% of 652) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Washburn ranks
There's little gap between Washburn's 31st national percentile and its 46th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Washburn ranks 21,614 for wildfire risk (1 is highest) and 15,173 by building count (1 is largest). Within Iowa alone, it ranks 547 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Washburn
At the 31st national percentile, Washburn rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 87.1% of Washburn outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Washburn's figures come from
Washburn's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Washburn's dominant minimal exposure actually means, with real examples from across the dataset.