Warwick, RI
Warwick, RI's wildfire risk, in USFS's own numbers
Warwick's 35,725 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Warwick at the 8th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 92.1% of Warwick's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.4% Direct and 2.5% Indirect — a landscape-level risk rather than a building-by-building one. At 35,725 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Warwick ranks
There's little gap between Warwick's 9th national percentile and its 6th percentile inside Rhode Island, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Warwick ranks 28,759 for wildfire risk (1 is highest) and 298 by building count (1 is largest). Within Rhode Island alone, it ranks 34 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
Shopping for coverage in Warwick
At the 9th national percentile, Warwick rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 92.1% of Warwick outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 35,725 counted buildings into the percentiles shown above for Warwick. For more on what minimal exposure implies beyond Warwick, see the exposure-zones guide.