Warwick, OK
Warwick, OK's wildfire risk, in USFS's own numbers
Warwick's 160 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Warwick's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Warwick's building exposure, zone by zone
160 buildings are counted in Warwick, and 99.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Warwick against the rest of the country
Warwick ranks lower within Oklahoma (49th percentile statewide) than its 90th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Warwick ranks 3,097 for wildfire risk (1 is highest) and 26,447 by building count (1 is largest). Within Oklahoma alone, it ranks 431 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Warwick's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Warwick
With 99.4% of Warwick in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 160 counted buildings into the percentiles shown above for Warwick. For more on what direct exposure implies beyond Warwick, see the exposure-zones guide.