Wartrace, TN
How exposed is Wartrace to wildfire?
USFS scores Wartrace at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 454 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wartrace at the 41st percentile, close to its 38th-percentile risk score.
Where Wartrace's buildings actually sit
Most of Wartrace's buildings (52.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Wartrace against the rest of the country
Wartrace scores 38th nationally and 27th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wartrace ranks 19,712 for wildfire risk (1 is highest) and 18,201 by building count (1 is largest). Within Tennessee alone, it ranks 370 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Wartrace
Wartrace's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Wartrace's 52.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wartrace's figures come from
The methodology guide shows exactly how USFS turned 454 counted buildings into the percentiles shown above for Wartrace. The exposure-zones guide covers what Wartrace's dominant indirect exposure actually means, with real examples from across the dataset.