Warson Woods, MO
Warson Woods wildfire risk explained
Out of every US place USFS scores, Warson Woods lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 832 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Warson Woods at the 51st national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Warson Woods's buildings (93.6% of 832) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Warson Woods against the rest of the country
Warson Woods's 47th national percentile looks worse in isolation than its 27th ranking inside Missouri does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Warson Woods ranks 16,642 for wildfire risk (1 is highest) and 13,327 by building count (1 is largest). Within Missouri alone, it ranks 774 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Warson Woods's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 93.6% of Warson Woods outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Warson Woods's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Warson Woods, see the exposure-zones guide.