Warsaw, OH
Warsaw, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Warsaw lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 472 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Warsaw at the 39th percentile, close to its 37th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Warsaw (76.9% of 472 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 23.1% sit in the Direct zone.
Warsaw against the rest of the country
Within Ohio, Warsaw ranks higher (81st percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Warsaw ranks 19,893 for wildfire risk (1 is highest) and 17,842 by building count (1 is largest). Within Ohio alone, it ranks 245 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Warsaw and the insurance market
Warsaw's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Warsaw (76.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 472 counted buildings into the percentiles shown above for Warsaw. For more on what indirect exposure implies beyond Warsaw, see the exposure-zones guide.