Warsaw, MO
Warsaw, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Warsaw at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,224 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Warsaw's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
What "at risk" means for the buildings here
84.5% of Warsaw's 1,224 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 15% Direct and 0.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Warsaw ranks
Compare Warsaw's two percentiles: 89th within Missouri, only 73rd nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Warsaw ranks 8,381 for wildfire risk (1 is highest) and 10,508 by building count (1 is largest). Within Missouri alone, it ranks 122 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Warsaw
Warsaw's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Warsaw
Warsaw's 84.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,224 counted buildings into the percentiles shown above for Warsaw. For more on what indirect exposure implies beyond Warsaw, see the exposure-zones guide.