Warroad, MN
Warroad wildfire risk explained
Warroad's 889 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Warroad's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where Warroad's buildings actually sit
Most of Warroad's buildings (67.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Warroad against the rest of the country
Within Minnesota, Warroad ranks higher (98th percentile) than it does nationally (81st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Warroad ranks 6,142 for wildfire risk (1 is highest) and 12,826 by building count (1 is largest). Within Minnesota alone, it ranks 19 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Warroad and the insurance market
At the 81st percentile nationally, Warroad carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Warroad
With ember exposure the dominant pattern in Warroad (67.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Warroad's figures come from
Warroad's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Warroad's dominant indirect exposure actually means, with real examples from across the dataset.