Warrensburg, NY
Warrensburg wildfire risk explained
Warrensburg's 1,898 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Warrensburg at the 25th percentile, close to its 25th-percentile risk score.
What "at risk" means for the buildings here
Most of Warrensburg's buildings (53.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Warrensburg against the rest of the country
Compare Warrensburg's two percentiles: 52nd within New York, only 25th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Warrensburg ranks 23,740 for wildfire risk (1 is highest) and 7,779 by building count (1 is largest). Within New York alone, it ranks 622 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Warrensburg's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Warrensburg's 53.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Warrensburg's figures come from
Every one of the two percentiles behind Warrensburg's 23,740-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Warrensburg's dominant indirect exposure actually means, with real examples from across the dataset.