Warren, TX
How exposed is Warren to wildfire?
Warren sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 812 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Warren at the 86th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Warren's building exposure, zone by zone
812 buildings are counted in Warren, and 84% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Warren against the rest of the country
There's little gap between Warren's 85th national percentile and its 73rd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Warren ranks 4,835 for wildfire risk (1 is highest) and 13,540 by building count (1 is largest). Within Texas alone, it ranks 493 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Warren
Warren's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 84% of Warren in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Warren's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Warren, see the exposure-zones guide.