Warner, OK
Warner, OK's wildfire risk, in USFS's own numbers
Warner's 839 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Warner's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
What "at risk" means for the buildings here
Most of Warner's buildings (55%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Warner ranks
Warner ranks lower within Oklahoma (72nd percentile statewide) than its 94th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Warner ranks 1,930 for wildfire risk (1 is highest) and 13,261 by building count (1 is largest). Within Oklahoma alone, it ranks 239 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Warner's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Warner
With ember exposure the dominant pattern in Warner (55% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Warner's figures come from
Every one of the two percentiles behind Warner's 1,930-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Warner's dominant indirect exposure actually means, with real examples from across the dataset.