Warm Mineral Springs, FL
Warm Mineral Springs, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Warm Mineral Springs lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,955 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Warm Mineral Springs's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
Most of Warm Mineral Springs's buildings (69.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Warm Mineral Springs against the rest of the country
There's little gap between Warm Mineral Springs's 94th national percentile and its 89th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Warm Mineral Springs ranks 1,983 for wildfire risk (1 is highest) and 4,286 by building count (1 is largest). Within Florida alone, it ranks 110 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Warm Mineral Springs
At the 94th percentile nationally, Warm Mineral Springs carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Warm Mineral Springs's 69.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Warm Mineral Springs's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Warm Mineral Springs, see the exposure-zones guide.