Warfordsburg, PA
Warfordsburg wildfire risk explained
Out of every US place USFS scores, Warfordsburg lands at the 45th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 71 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Warfordsburg's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Where Warfordsburg's buildings actually sit
85.9% of Warfordsburg's 71 buildings sit in USFS's Direct exposure zone, roughly 61 structures close enough to burnable vegetation for flame contact, not just embers — 14.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Warfordsburg compares
Warfordsburg's 72nd-percentile standing inside Pennsylvania outpaces its 45th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Warfordsburg ranks 17,502 for wildfire risk (1 is highest) and 30,261 by building count (1 is largest). Within Pennsylvania alone, it ranks 569 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 45th national percentile, Warfordsburg rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Warfordsburg's 85.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Warfordsburg's figures come from
Warfordsburg's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Warfordsburg's dominant direct exposure actually means, with real examples from across the dataset.