Warfield, KY
Warfield, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Warfield at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 162 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Warfield at the 95th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Warfield's building exposure, zone by zone
162 buildings are counted in Warfield, and 75.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Warfield compares
Warfield scores 92nd nationally and 95th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Warfield ranks 2,395 for wildfire risk (1 is highest) and 26,337 by building count (1 is largest). Within Kentucky alone, it ranks 27 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Warfield's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Warfield
With 75.3% of Warfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Warfield's 2,395-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Warfield, see the exposure-zones guide.