Waretown, NJ
How exposed is Waretown to wildfire?
Waretown's 958 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waretown's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
958 buildings are counted in Waretown, and 82.3% of them are Indirect exposure — ember-driven risk rather than the 16.8% in Direct exposure or the 0.9% rated Minimal.
Waretown against the rest of the country
Waretown scores 90th nationally and 96th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Waretown ranks 3,060 for wildfire risk (1 is highest) and 12,245 by building count (1 is largest). Within New Jersey alone, it ranks 32 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Waretown
Waretown's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 82.3% of Waretown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 958 counted buildings into the percentiles shown above for Waretown. For more on what indirect exposure implies beyond Waretown, see the exposure-zones guide.