Wardensville, WV
How exposed is Wardensville to wildfire?
Wardensville's 228 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wardensville's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Where Wardensville's buildings actually sit
USFS classifies 57.5% of Wardensville's buildings as Direct exposure, higher than its 42.5% Indirect share and far above its 0% Minimal share — a profile where 131 structures sit close enough to vegetation that lot clearing matters most.
How Wardensville compares
Wardensville's risk sits at a similar level relative to West Virginia (64th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wardensville ranks 9,441 for wildfire risk (1 is highest) and 23,876 by building count (1 is largest). Within West Virginia alone, it ranks 156 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Wardensville's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Wardensville's 57.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 228 counted buildings into the percentiles shown above for Wardensville. For more on what direct exposure implies beyond Wardensville, see the exposure-zones guide.