Wappingers Falls, NY
Wappingers Falls wildfire risk explained
USFS scores Wappingers Falls at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,441 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wappingers Falls at the 32nd percentile, close to its 32nd-percentile risk score.
What "at risk" means for the buildings here
Wappingers Falls rates 96.5% Minimal exposure against just 3.5% Direct and 0% Indirect — of 1,441 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Wappingers Falls ranks
Wappingers Falls's 68th-percentile standing inside New York outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Wappingers Falls ranks 21,494 for wildfire risk (1 is highest) and 9,426 by building count (1 is largest). Within New York alone, it ranks 410 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Wappingers Falls
Wappingers Falls's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Wappingers Falls's 96.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Wappingers Falls's figures come from
Every one of the two percentiles behind Wappingers Falls's 21,494-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wappingers Falls's dominant minimal exposure actually means, with real examples from across the dataset.