Walters, OK
Walters, OK's wildfire risk, in USFS's own numbers
Walters's 1,820 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Walters at the 86th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
88.2% of Walters's 1,820 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 11.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Walters against the rest of the country
Walters's 88th national percentile looks worse in isolation than its 39th ranking inside Oklahoma does — this place is on the milder end for its own state, by 49 points. Among the 31,521 US communities USFS scores, Walters ranks 3,913 for wildfire risk (1 is highest) and 8,006 by building count (1 is largest). Within Oklahoma alone, it ranks 514 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Walters's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Walters's 88.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Walters's figures come from
Walters's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Walters's dominant indirect exposure actually means, with real examples from across the dataset.