Walters, MN
How exposed is Walters to wildfire?
Walters's 78 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Walters at the 2nd percentile, close to its 3rd-percentile risk score.
Where Walters's buildings actually sit
68% of Walters's 78 buildings sit in USFS's Minimal exposure zone, with only 32.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Walters against the rest of the country
Walters scores 3rd nationally and 4th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Walters ranks 30,672 for wildfire risk (1 is highest) and 29,969 by building count (1 is largest). Within Minnesota alone, it ranks 880 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Walters
Walters's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Walters's 68% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Walters's figures come from
The methodology guide shows exactly how USFS turned 78 counted buildings into the percentiles shown above for Walters. The exposure-zones guide covers what Walters's dominant minimal exposure actually means, with real examples from across the dataset.