Walterhill, TN
How exposed is Walterhill to wildfire?
Out of every US place USFS scores, Walterhill lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 352 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Walterhill at the 27th percentile, close to its 25th-percentile risk score.
Where Walterhill's buildings actually sit
Direct exposure dominates in Walterhill: 80.1% of its 352 buildings, versus 19.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Walterhill against the rest of the country
Inside Tennessee, Walterhill sits at just the 9th percentile even though it scores 25th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Walterhill ranks 23,746 for wildfire risk (1 is highest) and 20,269 by building count (1 is largest). Within Tennessee alone, it ranks 456 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Walterhill
At the 25th national percentile, Walterhill rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Walterhill's 80.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 352 counted buildings into the percentiles shown above for Walterhill. For more on what direct exposure implies beyond Walterhill, see the exposure-zones guide.