Walnut Hill, TN
Walnut Hill, TN's wildfire risk, in USFS's own numbers
USFS scores Walnut Hill at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,404 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Walnut Hill's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Walnut Hill's buildings actually sit
Direct exposure dominates in Walnut Hill: 80.1% of its 1,404 buildings, versus 19.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Walnut Hill ranks
There's little gap between Walnut Hill's 64th national percentile and its 56th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Walnut Hill ranks 11,419 for wildfire risk (1 is highest) and 9,608 by building count (1 is largest). Within Tennessee alone, it ranks 222 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Walnut Hill and the insurance market
Walnut Hill's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Walnut Hill (80.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Walnut Hill's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Walnut Hill, see the exposure-zones guide.