Walnut Creek, AZ
Walnut Creek, AZ's wildfire risk, in USFS's own numbers
Walnut Creek's 445 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Walnut Creek at the 71st national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Walnut Creek's building exposure, zone by zone
445 buildings are counted in Walnut Creek, and 98.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Walnut Creek compares
Inside Arizona, Walnut Creek sits at just the 36th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Walnut Creek ranks 8,311 for wildfire risk (1 is highest) and 18,360 by building count (1 is largest). Within Arizona alone, it ranks 285 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Walnut Creek carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Walnut Creek's 98.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Walnut Creek's figures come from
The methodology guide shows exactly how USFS turned 445 counted buildings into the percentiles shown above for Walnut Creek. The exposure-zones guide covers what Walnut Creek's dominant direct exposure actually means, with real examples from across the dataset.