Wallowa Lake, OR
How exposed is Wallowa Lake to wildfire?
Wallowa Lake's 324 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wallowa Lake's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Wallowa Lake's building exposure, zone by zone
88% of Wallowa Lake's 324 buildings sit in USFS's Direct exposure zone, roughly 285 structures close enough to burnable vegetation for flame contact, not just embers — 4.3% fall in the Indirect, ember-only zone and 7.7% are Minimal.
Wallowa Lake against the rest of the country
Wallowa Lake scores 97th nationally and 90th within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wallowa Lake ranks 955 for wildfire risk (1 is highest) and 20,988 by building count (1 is largest). Within Oregon alone, it ranks 43 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Shopping for coverage in Wallowa Lake
Because Wallowa Lake is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
With 88% of Wallowa Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wallowa Lake's figures come from
Wallowa Lake's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wallowa Lake's dominant direct exposure actually means, with real examples from across the dataset.