Wallins Creek, KY
How exposed is Wallins Creek to wildfire?
USFS's Wildfire Risk to Communities model puts Wallins Creek at the 90th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 166 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wallins Creek at the 92nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Wallins Creek's 166 counted buildings, 53.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Wallins Creek ranks
Wallins Creek's risk sits at a similar level relative to Kentucky (90th percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wallins Creek ranks 3,244 for wildfire risk (1 is highest) and 26,170 by building count (1 is largest). Within Kentucky alone, it ranks 56 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Wallins Creek
Wallins Creek's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Wallins Creek
Wallins Creek's 53.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Wallins Creek's figures come from
Every one of the two percentiles behind Wallins Creek's 3,244-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wallins Creek's dominant direct exposure actually means, with real examples from across the dataset.