Waller, TX
Waller wildfire risk explained
Waller's 1,238 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waller's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
What "at risk" means for the buildings here
69.3% of Waller's 1,238 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 29.7% Direct and 1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Waller ranks
Waller's 79th national percentile looks worse in isolation than its 58th ranking inside Texas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Waller ranks 6,729 for wildfire risk (1 is highest) and 10,424 by building count (1 is largest). Within Texas alone, it ranks 754 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Waller's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Waller
Because 69.3% of Waller's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Waller's figures come from
Waller's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Waller's dominant indirect exposure actually means, with real examples from across the dataset.