Wallace, NE
Wallace, NE's wildfire risk, in USFS's own numbers
Wallace sits at the 57th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 320 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wallace at the 56th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Wallace's buildings actually sit
65.6% of Wallace's 320 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 34.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Wallace against the rest of the country
Wallace scores 57th nationally and 46th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wallace ranks 13,429 for wildfire risk (1 is highest) and 21,094 by building count (1 is largest). Within Nebraska alone, it ranks 318 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Wallace's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Wallace (65.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Wallace's figures come from
Every one of the two percentiles behind Wallace's 13,429-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wallace's dominant indirect exposure actually means, with real examples from across the dataset.