Wallace, NC
Wallace, NC's wildfire risk, in USFS's own numbers
Wallace sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,958 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wallace's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Wallace's building exposure, zone by zone
USFS puts 59.3% of Wallace's 1,958 buildings in the Indirect exposure zone, versus 40.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Wallace against the rest of the country
Wallace's risk sits at a similar level relative to North Carolina (63rd percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wallace ranks 11,323 for wildfire risk (1 is highest) and 7,599 by building count (1 is largest). Within North Carolina alone, it ranks 285 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Wallace
At the 64th percentile nationally, Wallace carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Wallace's 59.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,958 counted buildings into the percentiles shown above for Wallace. For more on what indirect exposure implies beyond Wallace, see the exposure-zones guide.