Wallace, ID
How exposed is Wallace to wildfire?
Out of every US place USFS scores, Wallace lands at the 84th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 588 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wallace's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Wallace's building exposure, zone by zone
USFS puts 76.5% of Wallace's 588 buildings in the Indirect exposure zone, versus 23.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Wallace compares
Inside Idaho, Wallace sits at just the 54th percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Wallace ranks 5,076 for wildfire risk (1 is highest) and 15,988 by building count (1 is largest). Within Idaho alone, it ranks 107 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Wallace and the insurance market
Wallace's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Wallace (76.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Wallace's figures come from
Wallace's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wallace's dominant indirect exposure actually means, with real examples from across the dataset.