Wallace, FL
Wallace, FL's wildfire risk, in USFS's own numbers
Wallace sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,692 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wallace's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
1,692 buildings are counted in Wallace, and 87.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Wallace against the rest of the country
Wallace ranks lower within Florida (66th percentile statewide) than its 85th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wallace ranks 4,633 for wildfire risk (1 is highest) and 8,447 by building count (1 is largest). Within Florida alone, it ranks 329 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Wallace
Wallace's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Wallace's 87.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Wallace's figures come from
Wallace's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wallace's dominant direct exposure actually means, with real examples from across the dataset.