Wall Lake, IA
Wall Lake wildfire risk explained
Wall Lake's 534 buildings earn a 16th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wall Lake's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
Where Wall Lake's buildings actually sit
Most of Wall Lake's buildings (85.6% of 534) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Wall Lake ranks
There's little gap between Wall Lake's 16th national percentile and its 27th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wall Lake ranks 26,341 for wildfire risk (1 is highest) and 16,811 by building count (1 is largest). Within Iowa alone, it ranks 744 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Wall Lake
Wall Lake's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 85.6% of Wall Lake outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 534 counted buildings into the percentiles shown above for Wall Lake. For more on what minimal exposure implies beyond Wall Lake, see the exposure-zones guide.