Waldron, IN
How exposed is Waldron to wildfire?
Waldron sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 490 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waldron's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
What "at risk" means for the buildings here
80.2% of Waldron's 490 buildings sit in USFS's Minimal exposure zone, with only 19.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Waldron ranks
Compare Waldron's two percentiles: 32nd within Indiana, only 4th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Waldron ranks 30,133 for wildfire risk (1 is highest) and 17,529 by building count (1 is largest). Within Indiana alone, it ranks 662 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Waldron and the insurance market
Waldron's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 80.2% of buildings rated Minimal exposure, Waldron gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Waldron's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Waldron, see the exposure-zones guide.