Waldorf, MD
Waldorf, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Waldorf at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 20,852 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waldorf at the 40th percentile, close to its 41st-percentile risk score.
Waldorf's building exposure, zone by zone
53.6% of Waldorf's 20,852 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.7% Direct and 18.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 20,852 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Waldorf ranks
Waldorf's 59th-percentile standing inside Maryland outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Waldorf ranks 18,619 for wildfire risk (1 is highest) and 674 by building count (1 is largest). Within Maryland alone, it ranks 216 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Waldorf and the insurance market
Waldorf's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 53.6% of Waldorf's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Waldorf's 18,619-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Waldorf, see the exposure-zones guide.