Waldoboro, ME
Waldoboro, ME's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Waldoboro lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 906 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Waldoboro at the 8th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 71.1% of Waldoboro's buildings as Direct exposure, higher than its 28.7% Indirect share and far above its 0.2% Minimal share — a profile where 644 structures sit close enough to vegetation that lot clearing matters most.
Waldoboro against the rest of the country
Compare Waldoboro's two percentiles: 29th within Maine, only 8th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Waldoboro ranks 28,935 for wildfire risk (1 is highest) and 12,670 by building count (1 is largest). Within Maine alone, it ranks 111 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
What this risk score means for insurance
Waldoboro's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Waldoboro's 71.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Waldoboro's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Waldoboro, see the exposure-zones guide.