Walcott, IA
Walcott wildfire risk explained
USFS scores Walcott at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 909 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Walcott's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Walcott's building exposure, zone by zone
Walcott rates 93.2% Minimal exposure against just 6.8% Direct and 0% Indirect — of 909 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Walcott ranks
Walcott's risk sits at a similar level relative to Iowa (22nd percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Walcott ranks 27,635 for wildfire risk (1 is highest) and 12,646 by building count (1 is largest). Within Iowa alone, it ranks 793 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Walcott
Walcott's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 93.2% of buildings rated Minimal exposure, Walcott gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Walcott's figures come from
Every one of the two percentiles behind Walcott's 27,635-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Walcott's dominant minimal exposure actually means, with real examples from across the dataset.