Wainwright, OK
Wainwright, OK's wildfire risk, in USFS's own numbers
Wainwright's 114 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wainwright's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
81.6% of Wainwright's 114 buildings sit in USFS's Direct exposure zone, roughly 93 structures close enough to burnable vegetation for flame contact, not just embers — 18.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Wainwright against the rest of the country
Wainwright's 89th national percentile looks worse in isolation than its 44th ranking inside Oklahoma does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Wainwright ranks 3,475 for wildfire risk (1 is highest) and 28,470 by building count (1 is largest). Within Oklahoma alone, it ranks 472 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Wainwright
Wainwright's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Wainwright (81.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Wainwright's figures come from
The methodology guide shows exactly how USFS turned 114 counted buildings into the percentiles shown above for Wainwright. The exposure-zones guide covers what Wainwright's dominant direct exposure actually means, with real examples from across the dataset.