Waikoloa Beach Resort, HI
How exposed is Waikoloa Beach Resort to wildfire?
Waikoloa Beach Resort's 1,134 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waikoloa Beach Resort at the 76th percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
Only 35.9% of Waikoloa Beach Resort's 1,134 buildings carry Direct exposure and 27.4% carry Indirect; the remaining 36.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Waikoloa Beach Resort compares
Waikoloa Beach Resort's 81st national percentile looks worse in isolation than its 11th ranking inside Hawaii does — this place is on the milder end for its own state, by 70 points. Among the 31,521 US communities USFS scores, Waikoloa Beach Resort ranks 6,083 for wildfire risk (1 is highest) and 11,046 by building count (1 is largest). Within Hawaii alone, it ranks 147 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Waikoloa Beach Resort
Waikoloa Beach Resort's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Waikoloa Beach Resort
Waikoloa Beach Resort's 36.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,134 counted buildings into the percentiles shown above for Waikoloa Beach Resort. For more on what minimal exposure implies beyond Waikoloa Beach Resort, see the exposure-zones guide.