Wahneta, FL
Wahneta wildfire risk explained
USFS's Wildfire Risk to Communities model puts Wahneta at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,728 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wahneta's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
52.9% of Wahneta's 1,728 buildings sit in USFS's Direct exposure zone, roughly 914 structures close enough to burnable vegetation for flame contact, not just embers — 47.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Wahneta against the rest of the country
Wahneta's risk sits at a similar level relative to Florida (79th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wahneta ranks 3,399 for wildfire risk (1 is highest) and 8,312 by building count (1 is largest). Within Florida alone, it ranks 200 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Wahneta's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 52.9% of Wahneta in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wahneta's figures come from
The methodology guide shows exactly how USFS turned 1,728 counted buildings into the percentiles shown above for Wahneta. The exposure-zones guide covers what Wahneta's dominant direct exposure actually means, with real examples from across the dataset.