Wadsworth, NY
Wadsworth wildfire risk explained
USFS scores Wadsworth at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 112 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wadsworth at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wadsworth's buildings actually sit
Of Wadsworth's 112 counted buildings, 75.9% carry Direct exposure and only 24.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Wadsworth against the rest of the country
Wadsworth scores 4th nationally and 2nd within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wadsworth ranks 30,426 for wildfire risk (1 is highest) and 28,553 by building count (1 is largest). Within New York alone, it ranks 1,266 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Wadsworth's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Wadsworth (75.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Wadsworth's figures come from
Every one of the two percentiles behind Wadsworth's 30,426-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wadsworth's dominant direct exposure actually means, with real examples from across the dataset.