Wadley, GA
Wadley wildfire risk explained
Out of every US place USFS scores, Wadley lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,088 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wadley at the 62nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Wadley: 61.1% of its 1,088 buildings, versus 38.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Wadley against the rest of the country
Wadley's 61st national percentile looks worse in isolation than its 22nd ranking inside Georgia does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Wadley ranks 12,313 for wildfire risk (1 is highest) and 11,348 by building count (1 is largest). Within Georgia alone, it ranks 523 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Wadley's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Wadley
With 61.1% of Wadley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wadley's 12,313-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Wadley, see the exposure-zones guide.