Wade, MS
How exposed is Wade to wildfire?
Wade's 822 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wade at the 94th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Wade's building exposure, zone by zone
Direct exposure dominates in Wade: 100% of its 822 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Wade against the rest of the country
Wade's risk sits at a similar level relative to Mississippi (96th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wade ranks 2,397 for wildfire risk (1 is highest) and 13,426 by building count (1 is largest). Within Mississippi alone, it ranks 21 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Wade's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Wade (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wade's 2,397-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Wade, see the exposure-zones guide.