Waddington, NY
How exposed is Waddington to wildfire?
USFS's Wildfire Risk to Communities model puts Waddington at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 608 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Waddington's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
Of Waddington's 608 counted buildings, 56.9% carry Direct exposure and only 40.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Waddington ranks
Within New York, Waddington ranks higher (30th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Waddington ranks 27,679 for wildfire risk (1 is highest) and 15,717 by building count (1 is largest). Within New York alone, it ranks 908 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Waddington
Waddington's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 56.9% of Waddington in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Waddington's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Waddington, see the exposure-zones guide.