Waconia, MN
Waconia, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Waconia lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 4,235 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Waconia at the 35th percentile, close to its 37th-percentile risk score.
Waconia's building exposure, zone by zone
Only 14.6% of Waconia's 4,235 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Waconia ranks
There's little gap between Waconia's 37th national percentile and its 50th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Waconia ranks 19,761 for wildfire risk (1 is highest) and 4,029 by building count (1 is largest). Within Minnesota alone, it ranks 461 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Waconia and the insurance market
Waconia's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Waconia's 85.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Waconia's figures come from
The methodology guide shows exactly how USFS turned 4,235 counted buildings into the percentiles shown above for Waconia. The exposure-zones guide covers what Waconia's dominant minimal exposure actually means, with real examples from across the dataset.