Wabasso Beach, FL
How exposed is Wabasso Beach to wildfire?
Out of every US place USFS scores, Wabasso Beach lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,229 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wabasso Beach at the 71st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 85.4% of Wabasso Beach's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Wabasso Beach against the rest of the country
Inside Florida, Wabasso Beach sits at just the 26th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Wabasso Beach ranks 9,451 for wildfire risk (1 is highest) and 10,477 by building count (1 is largest). Within Florida alone, it ranks 704 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Wabasso Beach carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Wabasso Beach
Even with 85.4% of Wabasso Beach outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Wabasso Beach's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Wabasso Beach, see the exposure-zones guide.