Voorhees, NJ
How exposed is Voorhees to wildfire?
Voorhees sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 363 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Voorhees at the 33rd percentile, close to its 32nd-percentile risk score.
What "at risk" means for the buildings here
Voorhees rates 67.5% Minimal exposure against just 32.5% Direct and 0% Indirect — of 363 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Voorhees compares
Voorhees's risk sits at a similar level relative to New Jersey (28th percentile statewide) as it does nationally (32nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Voorhees ranks 21,556 for wildfire risk (1 is highest) and 20,004 by building count (1 is largest). Within New Jersey alone, it ranks 503 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Voorhees's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Voorhees's 67.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Voorhees's figures come from
The methodology guide shows exactly how USFS turned 363 counted buildings into the percentiles shown above for Voorhees. The exposure-zones guide covers what Voorhees's dominant minimal exposure actually means, with real examples from across the dataset.