Vonore, TN
Vonore, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Vonore lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,138 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Vonore at the 77th percentile, close to its 72nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 52.6% of Vonore's buildings as Direct exposure, higher than its 43.9% Indirect share and far above its 3.5% Minimal share — a profile where 599 structures sit close enough to vegetation that lot clearing matters most.
Vonore against the rest of the country
Vonore's risk sits at a similar level relative to Tennessee (71st percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Vonore ranks 8,866 for wildfire risk (1 is highest) and 11,032 by building count (1 is largest). Within Tennessee alone, it ranks 150 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Vonore's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Vonore's 52.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Vonore's figures come from
Every one of the two percentiles behind Vonore's 8,866-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Vonore's dominant direct exposure actually means, with real examples from across the dataset.