Vista Santa Rosa, CA
How exposed is Vista Santa Rosa to wildfire?
Vista Santa Rosa sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,380 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vista Santa Rosa at the 69th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Vista Santa Rosa's building exposure, zone by zone
Direct exposure dominates in Vista Santa Rosa: 62.2% of its 1,380 buildings, versus 2.8% Indirect and 35% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Vista Santa Rosa against the rest of the country
Vista Santa Rosa's 65th national percentile looks worse in isolation than its 23rd ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Vista Santa Rosa ranks 10,993 for wildfire risk (1 is highest) and 9,715 by building count (1 is largest). Within California alone, it ranks 1,210 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Vista Santa Rosa and the insurance market
Vista Santa Rosa sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 65th-percentile score like Vista Santa Rosa's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Vista Santa Rosa (62.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,380 counted buildings into the percentiles shown above for Vista Santa Rosa. For more on what direct exposure implies beyond Vista Santa Rosa, see the exposure-zones guide.